Certificates of Deposit

ADD+VANTAGE and Fixed Certificates of Deposit

When you want guaranteed returns for a specific period of time.


  • Only $500 minimum opening deposit
  • Terms available between 1 month and 59 months; interest rates vary
  • CDs automatically renew at maturity unless client contacts Plumas Bank within the 10-day grace period
  • Interest can be added to the principal or credited to another Plumas Bank account
  • Early withdrawal penalties vary


  • No charge if CD is held until maturity
  • Funds are FDIC insured up to $250,000, provides safety and peace of mind