Certificates of Deposit
ADD+VANTAGE and Fixed Certificates of Deposit
When you want guaranteed returns for a specific period of time.
Features
- Only $500 minimum opening deposit
- Terms available between 1 month and 59 months; interest rates vary
- CDs automatically renew at maturity unless client contacts Plumas Bank within the 10-day grace period
- Interest can be added to the principal or credited to another Plumas Bank account
- Early withdrawal penalties vary
Benefits
- No charge if CD is held until maturity
- Funds are FDIC insured up to $250,000, provides safety and peace of mind
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