Positive Pay - Check and ACH Fraud Protection
Protect your Business Cashflow with our Positive Pay Fraud Service Solution
We are in an era where many organizations have recently faced payment fraud. It's crucial to safeguard your business to protect from loss. Our Positive Pay fraud service solution is designed to do just that.
Positive Pay enables you to automate transaction monitoring for potential check and ACH fraud. This automated service allows for efficient and thorough validation of payee information. You can manage exceptions with ease and optimize your workflows for maximum security and efficiency.
Positive Pay offers the following, all from within your existing online banking account:
- Check Positive Pay including Payee Match
- ACH Positive Pay
- Account Reconciliation
- Custom ACH Reporting
CHECK POSITIVE PAY
Features
- Payee match: Ensure payee names match on check images and issued check files
- Online check image viewing: View front and back images of exception and paid checks
ACH POSITIVE PAY
Features
- ACH authorization: Define rules for pre-approved ACH activity
- Transaction filter/block: Identify suspicious activity with customizable rules
ACCOUNT RECONCILIATION
Features
- Online reconcilement functionality, including:
- Full account reconcilement of all transaction activity
- Check reconcilement
- Deposit reconcilement (by location)
- Online extracts of posted transaction activity into customized or common transaction file formats (ex: BAI2, Excel)
- Automated scheduled extracts of posted transaction activity into customized or common transaction file formats (ex: BAI2, Excel)
CUSTOM ACH REPORTING
Features
Automated transaction reporting system that includes client notification as well as secure distribution of reports. Other features include:
- Originator and receiver reports
- EDI translation/reporting
- ACH returns/NOC reporting
Additional Positive Pay Benefits
- Automated processing
- Exception management
- Account and deposit reconciliation
- Reverse positive pay
- ACH corporate reporting (NOC, Returns, EDI)
Questions?
Read more about Positive Pay on our blog
Positive Pay has been a game-changer for The Abbi Agency. Since implementing the system with Plumas Bank, we've successfully captured thousands of dollars in fraudulent checks, protecting our financial resources. This tool provides peace of mind and underscores Plumas Bank's commitment to security and innovation."
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