Business Banking Services
Success in business often begins with a productive banking relationship. As your banking partner, our knowledgeable banking team lives and works where you do – we know the northeastern California and northern Nevada markets and we understand your business needs. At Plumas Bank, we offer fast answers, local business expertise, exceptional personal service, and a full array of business banking services. We have the right people and the right services your business needs to succeed.
Business Checking and Savings Accounts
As your business grows, so do your banking needs. Plumas Bank offers a wide selection of checking and savings account options that make it easy to manage your daily banking needs.
We offer Certificates of Deposit (CDs) when you want guaranteed returns for a specific period of time on cash funds not needed for frequent withdrawals. You can choose from flexible terms and get higher rates. And for employers who want to offer their employees an excellent means of building funds for retirement, we offer a Simplified Employee Pension Plan (SEP).
Achieve your business goals with loan solutions from Plumas Bank. Decisions are made locally which results in a quick turnaround and provides you with fast access to your money. We welcome the opportunity to sit down face-to-face and discuss any and all business loan options available to you. We offer Commercial Real Estate loans for business clients who want to purchase or refinance commercial property so their business can expand and grow. We also offer support for real estate investors interested in purchasing income properties. We are also experts in providing Agricultural Loans for busiess clients who need financing for livestock, crops, agricultural land, buildings, or equipment.
Plumas Bank has Preferred Lender status with the United States Small Business Administration (SBA), so if you are looking to start a new business or expand your existing one, or if you’re interested in buying new equipment, commercial real estate or financing working capital, we can help. Let our award-winning team find the right lending solution to help your business succeed.
Business Credit Card Services
In partnership with TIB The Independent Bankers Bank, N.A. (TIB), we make it easy to choose the credit card that is right for you. Credit cards are issued, owned, and serviced by TIB. All credit cards are subject to credit approval by TIB.
Plumas Bank partners with BASYS Processing, a payment processor who makes accepting credit cards and debit cards convenient, safe and affordable. BASYS believes in building relationships with our clients and is a seamless partner for our clients with merchant processing needs.
Online Banking is a convenient, time-saving service for Plumas Bank business customers. It helps you effectively manage your money in today's business world.
Online Banking for Business offers the ability to originate wire transfers, input stop payments, create multiple users and control their access, and it provides more download features.
What Do You Need to Open A Business Account?
Whatever the size of your business, there is sure to be an account to suit your needs.
Whether you are a sole proprietor, a limited liability company, a corporation, a non-profit organization, or a service club, Plumas Bank offers a wide selection of account options for all your banking needs.
See our Business Account Opening Checklist – preparation makes the account opening experience quick and easy.
Why Choose Plumas Bank?
At Plumas Bank, it’s all about the relationships. As a locally owned and community-supported bank, we are proud to offer flexible and rewarding banking options to local business owners. We live and work in your neighborhood, we know your business and we want you to succeed. That’s what makes business banking with Plumas Bank so special. We’re here for you, and HERE. For Good.
Book an appointment at one of Plumas’ locations in the Northern California and Nevada region.
IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes such as terrorism, money laundering, tax evasion, fraud, and other national security threats.
EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number (as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.
We support all efforts to protect and maintain the security of our clients and our country. We appreciate your cooperation in assisting us to comply with this federal regulation.