Small Business Banking

You’ve got the ideas and drive it takes to grow your business, we’ve got the tools and team to make it happen. With Plumas Bank as your financial partner, you can have it all— convenience, flexibility, and world-class personal service. Plumas Bank is the bank for small business success. 

There are significant benefits to having a trusted, local, community bank by your side. Our business banking experts live and work locally so they understand the area and your small business needs. We have a full suite of business banking accounts and services including business checking and savings accounts, various business loan options, state-of-the-art online and mobile banking, remote deposit, merchant services and so much more. We look forward to the opportunity to earn your business. Call or visit your local branch and one of our expert business banking specialists will be ready to serve all your banking needs. 





Small Business Checking and Savings Accounts

Plumas Bank understands that every business is unique. Together we can build a custom banking plan tailored especially for you and your business. Plumas Bank’s business checking and savings accounts are versatile. They are designed to keep you in control and to give you the tools you need to build a foundation of financial security for your business. From a low-volume local checking account to a high-volume premium checking account, whatever the size of your business, Plumas Bank has an account to suit your needs. In addition, Plumas Bank offers Certificates of Deposit and Simplified Employee Pension Plans (SEP) to help you and your employees grow and prosper.  

Discover Business Checking and Savings Accounts

Small Business Loans

Plumas Bank understands that you often need money to make money. The right lending option can make all the difference. At Plumas Bank, our expert loan officers create custom business loan packages tailored especially for you and your business. Whether you’re just starting out or are a professional looking to expand, a small business loan from Plumas Bank can give you the stability you need to plan for tomorrow. We offer a variety of loans for all your small business needs:  Commercial Real Estate loans, Agricultural (ag) loans, Small Business Administration (SBA) loans, Business Lines of Credit and Business Exxpress loans. Whether you need cash to obtain vital equipment or build your inventory, or a line of credit to ensure your employees are paid on time, our loan officers will listen to your needs and structure the best lending solution to achieve your goals.

Small Business Credit Card Services

We make it easy to choose the credit card that is right for your needs. Whether you are a sole proprietor, in partnership, a private or public corporation, or a non-profit, we offer business credit cards to support your business. In partnership with TIB The Independent Bankers Bank, N.A. (TIB), our Business MasterCard® and Business Visa® Card are available in two options, Standard Card with no annual fee or the Preferred Points Card. 

Learn more about business credit cards through Plumas Bank 

Merchant Processing

Plumas Bank’s credit card processing program helps you take charge at the point of sale. We partner with BASYS Processing, a payment processor who makes accepting credit cards and debit cards convenient, safe and affordable. 

BASYS Merchant Processing offers payment solutions customized to fit your business, including credit card terminals, point-of-sale systems, virtual terminals, e-commerce, and mobile processing.

BASYS delivers outstanding customer service by providing you with a dedicated account manager who will know you by name, not merchant number. BASYS, like Plumas Bank, believes in building relationships with our clients. 

Ask BASYS to provide a free analysis to compare with your current program today.

Online Banking for Small Business

Online Banking is a convenient, time-saving service for Plumas Bank small business clients. It helps you effectively manage your money in today's busy business world. Online Banking for Small Business offers the ability to originate wire transfers, input stop payments, create multiple users and control their access, and it provides more download features.

Remote Deposit for Small Business

Are you tired of making that daily dash to the bank to deposit your checks? With remote deposit, you can scan and submit your checks electronically from the convenience of your place of business or home. No more wondering whether traffic or bad weather will delay timely posting of deposits. No more waiting in line. No more playing beat the clock. Remote Deposit saves time, results in more efficient collections, and a tremendous convenience for you and your business.