Small Business Loans

Achieve your business goals with loan solutions from Plumas Bank. Decisions are made locally which results in a quick turnaround and provides you with fast access to your money. We welcome the opportunity to sit down face-to-face and discuss any and all business loan options available to you.

Contact a Commercial Loan Officer

At Plumas Bank, it’s all about the relationships. When you need a business loan, Plumas Bank is the best option for a business owner. As an independent, locally managed and community-supported bank, we are proud to offer flexible and rewarding banking options to local business owners. We live and work in your neighborhood, we understand your business and we want you to succeed. That’s what makes business banking with Plumas Bank so special. We’re here for you, and HERE. For Good.  

Whatever the size of your business, there is sure to be a business loan to suit your needs.  We offer commercial real estate loans or business property loans for business clients who want to purchase or refinance commercial property so their business can expand and grow. We also offer support for real estate investors interested in purchasing income properties. We are also experts in providing agricultural loans for business clients who need financing for livestock, crops, agricultural land, buildings, or equipment. 

Plumas Bank has Preferred Lender status with the United States Small Business Administration (SBA). If you are looking to start a new business or expand your existing one, or if you’re interested in buying new equipment, commercial real estate or financing working capital, we can help. Let our award-winning team find the right lending solution to help your business succeed.

 

PAY BUSINESS LOAN

We’ve made it easy and convenient for you to pay your loan online. You will be redirected to a third-party link - smartpay.profitstars which provides a secure portal so you can be confident that your information is private and secure. 

PAY MY LOAN

 

COMMERCIAL REAL ESTATE LOANS

Commercial real estate loans are for business clients who want to purchase or refinance commercial property so their business can expand and grow. Or, for real estate investors interested in purchasing income priorities.

Because we are an independent, locally managed community bank, loan decisions are made quickly by loan experts who are familiar with local economic and social conditions. Our loan officers live and work in the communities you do; you can bank on their extensive expertise to help you with the following scenarios: 

• Purchase or refinance loans for owner-occupied business properties
• Purchase or refinance loans for non-owner-occupied qualified income properties
• Permanent and construction loans for 5+ multiple family residences
• Acquisition, development, and construction loans for commercial development such as office buildings, retail centers, and multi-use industrial
• Acquisition, development, and construction loans for residential projects, such as single family tracts, planned unit developments, residential condominiums, and speculative single family residential units for approved builders
• Land loans for approved developers

Learn More About Commercial Real Estate Loans     Contact a Commercial Loan Officer.

 

CLIENT TESTIMONIAL

"Their community support is so consistent, and it speaks volumes to their dedication to making where we live a better place. They walk the talk, and every single person at Plumas Bank is committed to that premise— of not only giving back but being an integral part of our community and understanding its importance. 

To know that Plumas Bank is there is really a comfort. It’s that extra care and connection that makes the experience special."

- Clara Andriola, CEO, Reno Rodeo Foundation

 

 

AGRICULTURAL LOANS

For ag business clients who need financing for livestock, crops, agricultural land, buildings, or equipment. Plumas Bank has several ag lending experts that were raised in the agricultural industry and have formal ag education. Many of our agricultural lending officers have generational farms, ranches, or orchards of their own, so they understand your ag needs. Our ag experts can build a custom-tailored loan just for you and they will work hard to help your business grow and succeed.  

TALK TO AN AGRICULTURE LOAN OFFICER

 

SMALL BUSINESS ADMINISTRATION (SBA) LOANS

Looking to start a new business or expand your existing one? Interested in buying new equipment, commercial real estate or financing working capital? Plumas Bank has Preferred Lender status with the United States Small Business Administration. Let our award-winning SBA team find the right lending solution to help your business succeed! 

Learn More About SBA Loans      Talk to an SBA Loan Officer Near You

 

BUSINESS LINES OF CREDIT

A business line of credit is for business clients who need to speed up cash flow for commercial accounts. You get paid in days, not weeks or months. A business line of credit from Plumas Bank is similar to a credit card in that you can borrow up to a certain limit and pay interest only on the portion of money that you borrow. You can then draw and repay funds as you wish, as long as you don't exceed your credit limit.

A Plumas Bank, a business line of credit provides you with greater control of your capital because it allows you to reinvest in your business. You can tap into funds when you need it most. This can be crucial to meeting goals and ultimately growing your company. A business line of credit also allows for more flexible repayment options, making it simpler to navigate the expected ups and downs of business cycles. You can pay off a higher percentage of the balance when profits are up, and you can pay off the minimum required when revenue is down. And, a business line of credit can help you establish a good credit score. By making payments on time and keeping a low balance you will develop a positive credit history. Let one of our experienced loan officers develop a custom-tailored loan solution designed to help you succeed! 

Learn more about Plumas Bank Business Lines of Credit

 

BUSINESS EXXPRESS LOANS

A variety of loans designed expressly for the experienced small business owner that resides in northern Nevada or northeastern California. Plumas Bank’s Business Exxpress loans are exclusive to sole proprietors, partnerships, corporations and limited liability companies that can show a profit for at least three years. Our exclusive Plumas Bank Business Exxpress Overdraft Protection, Business Exxpress Line of Credit, and Business Exxpress Term Loans can help you expedite funds for your business to build your long-term business success.  

It's easy to apply! Financial statements may not be required for loans up to $50,000. Certain restrictions apply. There are nominal set up fees or documentation fees and annual fees for each Business Exxpress loan. Please contact one of our expert commercial loan officers to learn more and apply.

Talk to a Plumas Bank loan officer today to get started