Ag Loan Officers

Cassie Oyarzun, Vice President, Ag Loan Officer
510 N Main St. Alturas, CA 96101
Office: 530.233.1999 x1709
cassie.oyarzun@plumasbank.com

Cassie Oyarzun joined Plumas Bank over a decade ago. Born and raised in Cedarville, California and having grown up on a ranch, Cassie has extensive agriculture experience. Today she, along with her husband and children, work their own cattle operation. Her intimate knowledge of the industry and her desire to be deeply involved in the betterment of Modoc County and surrounding Northeastern California communities is an asset to the clients she serves. 

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John Rayl - Plumas Bank Ag Lender, Vice President, Ag Loan Officer
510 N Main St. Alturas, CA 96101
Office: 530.233.1999 x5101
john.rayl@plumasbank.com

A California native, John Rayl grew up in Chico and graduated with a Bachelor of Science degree in Agriculture from California State University, Chico. He has over 35 years of ag and commercial banking experience. John excels in combining his agriculture and business knowledge with an in-depth understanding of a client’s current financial position to provide innovative and workable solutions. He now calls Klamath Falls, Oregon his home and serves clients throughout the region.

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Jeff Cryer - Plumas Bank Ag Lender, Senior Vice President, Ag Loan Officer/Commercial Lending
1280 Bridge Street, Yuba City, CA 95991
Office: 530.755.3700 x2607
jeff.cryer@plumasbank.com

Jeffrey W. Cryer grew up on a small family farm in Yuba City becoming a lender in 1980 after graduating from California State University, Chico. His lending career has all been in community banks with a concentration in commercial and agricultural lending.  Jeff was instrumental in forming Bank of Feather River in Yuba City in 2006.  In addition to handling the loan portfolio, he served as the bank's chief credit officer and bank board member.   Bank of Feather River merged with Plumas Bank in 2021 and Jeff remains with the company as a senior vice president and commercial lending group manager in Yuba City.  

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Jag Madare - Plumas Bank Ag Lender, Vice President, Ag Loan Officer/Commercial Lending Officer
1280 Bridge Street, Yuba City, CA 95991
Office: 530.755.3700 x2609
jag.madare@plumasbank.com

Jag was born in Yuba City and has lived in the area his entire life. He grew up working on the family farm since his teenage years while attending school. He has a Bachelors degree in Finance from the California State University, Sacramento.  Jag has been in Ag lending since 2004. He focuses on AG real estate loans, crop loans and equipment loans.  Working on the farm has helped him better understand Ag lending.