External Funds Transfer Procedures

You can add accounts that you own at other financial institutions to your online banking profile and transfer funds externally. When you connect the account, we make two small deposits of random amounts into your account at the other institution. When the deposits are complete, you enter and verify the amounts in either online banking or the mobile banking app. The deposits verify your ownership of the account and that any future transfers to or from that account will process correctly. The deposits should take fewer than five business days to process.

Note: Only Domestic (U.S.) banks are allowed.

Note: To remove an external account, contact your financial institution.

SETTING UP EXTERNAL ACCOUNTS FOR TRANSFERS:

1. Login to your Online Banking.
2. In the navigation menu on the left, click Move Money > Add External Account.
3. Follow the provided instructions.

VERIFYING AN EXTERNAL ACCOUNT

1. Login to your Online Banking.
2. In the navigation menu, click Move Money > Verify External Account.
3. On the Account Verification page, click the account that you want to verify.
4. In the Verify Deposit Amounts area, enter the amounts of the two deposits that were made to the external account.
5. Click Continue.
6. After verification of the external account, it is now in the list of accounts to transfer funds.

TRANSFERRING FUNDS
You can transfer funds between accounts. You can also make external transfers to your account at another financial institution.

TO TRANSFER FUNDS

1. Login to your Online Banking.
2. In the navigation menu on the left, click Move Money > Funds Transfers.
3. From: Select from Account from the drop-down list: select the account from which you want to transfer funds.
4. To: Select to Account from the drop-down list: select the account to which you want to transfer funds.
5. Amount: enter the amount to transfer.
6. Select your desired frequency.
7. Indicate the date of the transfer.
8. Add an optional note in the Memo field.
9. Click the Transfer Funds button.

Note: The date selected is the date you want the transfer to be processed, not the date the funds will become available.

Approve: The Transaction Processed message confirms that the transfer was processed.

Close to set up another transfer or navigate to the Activity Center to review the transfer.

If you need assistance signing up for eStatements, please contact us during banking hours at: 1.888.3PLUMAS (375.8627).