For customers who need help financing the purchase of a new or used car or truck.

Benefits: Fixed term from 3 – 7 years; borrow up to 90% on most vehicles; convenient local loan assistance; payments that are easy on the pocketbook

For customers who need help financing the purchase of a new or used RV, boat or snowmobile.

Benefits: Fixed term from 3 – 6 years; borrow up to 80% on most vehicles; convenient local loan assistance; payments that are easy on the pocketbook

For customers who want a secured revolving line of credit with interest payments that may be tax deductible.

Benefits: Borrow up to 80% of value of home; low interest rates and low monthly payments; 10 or 20 year terms; instant access to money with special check

For customers who want financing to fix up home (i.e. renovate kitchen, put on new roof, etc.) or landscaping. Also for customers who need money to finance college, wedding, vacation, or other event.

Benefits: Borrow up to 80% of value of your home; up to 10-year fixed term; low fixed rates; low document fees; receive all funds immediately

For customers who need financing to purchase new or used mobile home.

Benefits: Up to 15-year term; borrow up to 75% for used mobile home and up to 80% for new mobile home; local bank personal assistance; low payments (often lower than rent); low document fee; mobile home park or your land; good alternative for first time home buyer, single person, or retired couple

For customers who need financing to purchase lot or vacation cabin.

Benefits: Up to 20-year term to repay or to convert to a construction loan; borrow up to 70% of lot value; low document fees

For customers who need a construction loan to build a single-family, owner-occupied or second home. Loan Terms: 5, 15 or 30 years (12 month construction period followed by 48, 168, or 348 month amortization). Optional extensions: 90 day construction period extension at .25 point or 180 day construction period extension at .50 point.

Please contact your local branch to find out our current loan rates, or fill out this form and you will be contacted by a Plumas Bank Loan Officer in you area.

For customers who need a loan and have a CD or savings account that can be used to secure the loan.