For business customers who want a lump sum loan for a specific business purpose, (i.e. to expand business, to add inventory to increase sales potential, to consolidate debt to increase cash flow, etc.).

Benefits: Secured or unsecured (lower rate for secured loan); up to 5-year term; single payment or term loan; fixed or variable rate

For business customers who need financing for livestock, crops, agricultural land, buildings, or equipment.

Benefits: Special terms and conditions to fit your needs; custom loan package; local support; experienced agricultural loan advice; long term commitment to your success

For business customers who need their local bank's backing for a development or other business project. Loans are made on a secured basis.

Benefits: Terms up to 12 months; low document fees and points

For business customers who need to speed up cash flow from commercial accounts. You get paid in days, not weeks or months; automatically extends credit to your best customers; frees up cash for reinvestment in your business

For business customers who need a credit card to make purchases and to have access to cash at ATM's. Offers an excellent way to manage business and travel expenses.

Benefits: Free travel and insurance benefits; individual spending limit options; deferred payment options; special reports to assist in planning and bookkeeping

A variety of exceptional loans, expressly for the business owner: Business Express Overdraft Protection, Business Express Line of Credit, and Business Express Term Loans.

Benefits: Available exclusively to sole proprietors, partnerships, corporations, and limited liability companies in Northeastern California. If you have owned a profitable business for at least two years, you may be eligible. It's easy to apply, there are no financial statements to submit and you get credit approval in 24 hours. Of course, all credit is subject to approval.

Fees: Nominal set up fees or documentation fees and annual fees for each Business Express loan. Contact your Plumas Bank loan officer for details.